I have investments across several platforms and don't like the lack of information and the format some of them give. Does anyone use anything they like? I have a SEP and I'm not talking about that because I don't manage it, but they have very good analysis.

For my personal stuff, stocks, ETF, crypto, mutual funds, gold, etc..., I'd like a one stop shop where I can see it all in one place with good analysis. I know I'd probably have to input my basis, shares and holdings by hand, but I'm fine with that.

I use the platform on Fidelity. Of course, you'll have to be a Fidelity customer.

I asked ChatGPT. It listed about six options, but due to cost and privacy concerns, I think I'm going to use Google Sheets. They have add-ons you can use to make everything real-time. It's way more work, but I don't like the others getting my data.

Morningstar looked like a good option too, but it's $250 a year. I may go to that if I want more info. It's manual input which I like because they don't know what you really own. Auto link is convenient, but you give up your privacy.

Anyone use either of those?

ToddyHill said:

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I use the platform on Fidelity. Of course, you'll have to be a Fidelity customer.

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are you talking about the FullView page?

I use that as well. Not perfect, but nice that they consolidate different services.

For the record, Schwab will import values from other brokerage accounts, but only close of day total value - no detail. Not useful for what you want. I also have a Wells Fargo brokerage account for some buy-and-hold stuff, and wouldn't recommend their interface for much of anything (especially trading, quoting, and analysis). I moved holdings there to get a bonus only. Will move them elsewhere soon.

I think I'm gonna do a trial with Morningstar. It will be a PITA to input everything manually, but I don't buy/sell all that often and if I'm doing some kinda quickie trade, I'll just omit it.

Fidelity has a Planning module. Much like what another posted said about Schwab. I just used it for the first time the other day and thought it was pretty neat.

Longtime Mint user that went to Empower once Mint shut down. It has trouble linking with a few of my accounts, so I'm back to just excel. A little more labor intensive, yes, but I have it set up and formatted in a way that works for me.

I used Personal Capital (now Empower) for a while and it was pretty good. I had a couple of IRA's with them, but I think you can use their system even if you don't have accounts with them.

Previous poster is right though - if the account requires some kind of identity validation step, it is sometimes difficult to get it to link with those accounts. But I think that is the same for most of these type systems.

I tried Boldin and Empower. Like others, I had issues keeping some accounts synced.

If I'm going to manually be updating accounts anyway, I'll stick with excel.

I recently rebuild all my projections from scratch, previously had it built up piecemeal, so it didn't really make complete sense to anyone but me.

So you can rig Excel to auto update the stock, ETF, etc. prices and whatnot? Is there a website or a video that you used to walk through it? I'm sure I can ChatGPT my way tthrough it too.

I am comfortable with Excel.

You can use Google Sheets and use Google Finance to auto update stocks/funds.

I have most of my stuff in Schwab so I can track historical returns via their website but use google sheets for more frequent tracking.

https://support.google.com/docs/answer/3093281?hl=en

Monarch.

Bump if interested, we can share in a discount.

It's not free ($100/year, IIRC) but it has an app and is pretty slick. It's more of a budgeting tool for us than seeing our investments and returns. We have that all housed with our FA for better views given there's stuff parked all over.

I was a former Mint.com user and when it went byebye, I transferred to Monarch and haven't looked back. Have enjoyed it.

that's very cool. I've somehow never seen that one.

I set up my external accounts with "Full View" so they were already in there. Did a decent job estimating my progress towards retirement.

If your account is big enough you can get a free Merrill Edge account, if there's better technology out there I haven't run across it. You can log on in the middle of the day and see your aggregate gains/losses realtime.

I use Google Sheets. I make my own spreadsheets with tabs, it's been around since around 2007 so it is complex by now with lots of indicators.

Now I have gotten into options and Google Finance function does not support that. Not sure what to do.

For Net Worth I use Empower. It is free.

ChoppinDs40 said:

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Monarch.

Bump if interested, we can share in a discount.

It's not free ($100/year, IIRC) but it has an app and is pretty slick. It's more of a budgeting tool for us than seeing our investments and returns. We have that all housed with our FA for better views given there's stuff parked all over.

I was a former Mint.com user and when it went byebye, I transferred to Monarch and haven't looked back. Have enjoyed it.

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I was with mint since 2010. That is when I got the shock of my life when I saw my low net worth so I got to working on it and now I am comfortable. They closed down and now I am on empower. It is free.

A. G. Pennypacker said:

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I used Personal Capital (now Empower) for a while and it was pretty good. I had a couple of IRA's with them, but I think you can use their system even if you don't have accounts with them.

Previous poster is right though - if the account requires some kind of identity validation step, it is sometimes difficult to get it to link with those accounts. But I think that is the same for most of these type systems.

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Yes, I have trouble with my Home Depot card. And Target too. Along with a credit union I have an acc with.

I was also on personal capital and then empower.

They didn't sync with vanguard, which was laughable. Monarch does both and syncs with everything I've thrown at it thus far.

I use Empower. It's the best free tool i've found. it is good for seeing balances and allocations across multiple brokerages/accounts and tracking net worth. It has some basic budgeting functionality which works for me - I just use it to track my monthly spends. It doesn't have a good way to track open option trades. I use an excel spreadsheet for that.

I use Boldin (previously New Retirement) for retirement planning. They update it pretty regularly, and its functionality has improved over the past couple of years.

Personal Capital (Empower) used to be best in class here but Empower has not done it any favors. I still use it some because my wife's 401k is with Empower so the UI comes with it by default.

One issue I've found with Empower that will likely exist anywhere else is that it can't automatically pick the asset class for muni bonds. So, if you have a muni bond ladder which has frequent turnover then all of those muni bonds inside the ladder will get tagged to the Unassigned category and jack your asset allocation up. You can manually assign them but with the turnover in that ladder that would be whack a mole and it's not worth it.

I use Tiller for all things Finance but they do not handle Investments beyond just sucking in account balances. You could absolutely build that part out on your own though since Tiller is spread sheet based and some have. That's actually a project for I'm going to take on for fun after I retire.

Also, check with your FA. Their firm may/should have a tool here that comes with your advisor relationship. Mine uses the same tool powering Fidelity's although they are moving everything over to Goldman next month, so I'll start playing with the Goldman tool soon...however from what I can see right now it's clunky as hell.

Quicken Simplifi

I use monarch as well

Been getting Monarch set up for a couple days now and feel like I'm going to like it. Feels pretty similar to the old Mint set up as far as the data you get

For the Apple users, go check out Copilot. I was playing around with this over the weekend and it's pretty badass. Best looking app I've seen. The only issue I've found so far is that hiding accounts does not hide the balances and transactions throughout the app which is dumb.

Example: my wife and I have two different user accounts at same financial platform. Some of our transactional accounts are shared so they will be in both user accounts. When you connect to download all of your accounts, you can normally elect to not download individual transactional accounts so as to prevents dupes and/or you can hide the dupe accounts after connecting which removes it from being calculated in the UI or in reports.

Main issue here is that their Net Worth card at the top of the main accounts screen does not filter out balances of the hidden accounts and they don't allow you to pick and choose transactional accounts to download individual the first place. This makes our net worth way overinflated. For some reason, they go out of their way to call this out as a feature of the app. Really dumb but the rest of the app is damn slick.

GeorgiAg said:

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I asked ChatGPT. It listed about six options, but due to cost and privacy concerns, I think I'm going to use Google Sheets. They have add-ons you can use to make everything real-time. It's way more work, but I don't like the others getting my data.

Morningstar looked like a good option too, but it's $250 a year. I may go to that if I want more info. It's manual input which I like because they don't know what you really own. Auto link is convenient, but you give up your privacy.

Anyone use either of those?

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So you give it to Google

We've used copilot for a couple years now and I like it.

I also use google sheets, mainly just take consolidated category spend from copilot, to do more modeling, tracking stocks, etc.

Old school. I use Quicken, and have since 91 or so.

For the portion of the assets I manage, I use Excel's add-in under "Data". It's handy and updates every few minutes or so.