It's that time of year again. I saw that 2026 property taxes are starting to get posted. How are you looking?

There's no chance I do as well as last year when the CAD randomly knocked like $140k off my valuation after I protested but before I even had my hearing.

My account says my value notice date is April 17, so I'm assuming my new value won't be posted until then.

SnowboardAg said:

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Great - it's that time of year I'm reminded that I don't really own my home.

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FACTS

Any insight into timing for Montgomery County?

Property tax bills have actually flattened/dropped for most folks over the past couple years, due to increased exemptions. It's one of the only bills I have that hasn't gone nuts.

lb sand said:

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Home insurance premiums have more than made up for whatever savings I've made on property taxes.

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Insurance premiums and assessed property values both skyrocketing, but Ownwell can save me a whopping $200 year in property taxes.

Red Pear Realty said:

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I'm pretty sure I told you that you should never tell anyone that story for fear of reprisals. This is a thread for collective misery and for McGiblets to pick up new clients.

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Indeedy

I guess that April date was bogus. My numbers posted today.

77389

Market up 12.3%. Appraised up the full 10% because my market was already too high.

My price per sq ft is $272.

House across the street sold last July for $185.70/sq ft. Other comps nearby that sold between October and December all sold for <$200/sq ft.

HCAD is absolutely insane. It's criminal. At this point my house is overvalued by almost $200k, which is over 40%.

3.5% increase in Westbury (77096)

Primary in 77018 still pending.

Rentals in 77007 all up over 20%.

77008 up 10%.

77009 DOWN by $1,000.

Guess I should be happy. Rental in 77007 up 5%. Primary in 77018 up 9%. And we added a bedroom (permitted).

Up 6.9% in 77079 (Rummel Creek)

Tradesies?

I think I'm only up 4.2% in 77345.

Red Pear Realty said:

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Primary in 77018 still pending.

Rentals in 77007 all up over 20%.

77008 up 10%.

77009 DOWN by $1,000.

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that's nuts.

Not that HCAD cares, but I ran some #'s recently on RM area townhomes/patio homes. Just looking at median prices over the past few months vs 10 years ago, the rents had only gone up about 3%.

Sale price per/sqft had increased by about 25% during the same period.

77009 primary - up 14%

77009 rental - up 25%

77008 rental/commercial - up 18%

Only up 3.6% in 77429 pretty happy with my evaluation.

Down 2% in 77429

Up exactly 10% in 77030

77018. No changes to home.

2025 $559k
2026 $676k

21%!!!!!!!!!

Up 1.02% in 77008

I did that little exercise using CoPilot right before I left the office for the day. It was pretty decent. I just don't want the hassle of having to contest it when HCAD gives me a terrible isettle offer. I'm pretty sure the company I use had to take it the board last year, and that's exactly why I hired them.

Up 2.8% in 77345. Lower than I expected, but still over valued with where houses have been priced and sitting on the market.

If I have a homestead exemption in place, 10% is the max raise you can get, right?

Up 21% in 77008. What a joke. I knew I was gonna take a little bit of a hit because I got them to drop it by 170,000 last year but 21% in this market is ridiculous. If this had any basis in reality, it would be hard for me to argue about a 5% increase.

TXTransplant said:

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I did that little exercise using CoPilot right before I left the office for the day. It was pretty decent. I just don't want the hassle of having to contest it when HCAD gives me a terrible isettle offer. I'm pretty sure the company I use had to take it the board last year, and that's exactly why I hired them.

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Who in their right mind uses copilot though? Were you at least on company time?

Marvin_Zindler said:

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If I have a homestead exemption in place, 10% is the max raise you can get, right?

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That's the maxed assessed but they can jack your market up infinity.

Microsoft has convinced mainstream corporate America that CoPilot is practically the second coming. I think it's just Microsoft's solution to a Sharepoint system whose search function never worked properly. Regardless, it was low-hanging fruit for me to test it out on this, and the results weren't too bad.

I also saw The Chronicle has a "custom AI driven tool" they are pushing called TX Tax (or something like that). Anyone use that? Looks like you have to have a subscription. Just curious how well it works.