Just got my renewal notice in the mail and it's jumping from $4300/year to $9600. Outrageous. 2900 sq ft in northwest Austin built in 1990. We did have a hail claim last year that resulted in a roof replacement so I did expect an increase but did not expect it to double. Needless to say, I'm having Liere shop the policy around.

I just threw up. I'm in southwest Austin right now and mine is due in August.

I did talk to Liere a couple months ago and asked what I could do on my part for some savings. They mentioned they could put me on a 4% deductible which pretty much would guarantee I would pay for a new roof on my own if needed.

I think my policy would drop down to $1000 for a year. Just a thought...

I am an agent with Allstate and would be glad to take a look at a quote for you. We have been really competitive the last several months and I've been able to help several TexAgs members get new policies while they shopped around. My email is ckeith@allstate.com if you are interested.

insurance companies

Thanks I'll shoot you an email.

I've thought about going with higher deductibles as well.

Still with a 1% deductible?

ReloadAg said:

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Just got my renewal notice in the mail and it's jumping from $4300/year to $9600. Outrageous. 2900 sq ft in northwest Austin built in 1990. We did have a hail claim last year that resulted in a roof replacement so I did expect an increase but did not expect it to double. Needless to say, I'm having Liere shop the policy around.

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Reload, I'll get you a much better option. I own an Independent Agency in S Austin and have multiple carriers I can quote this through

Matt@Dimitexas.com

Yes

FWIW, I've been less satisfied with Liere recently.....for example, they couldn't find anyone to cover my rental property. Went to Matt (silverback above) and he got me a policy with Sage Sure, Liere said they'd never even heard of them, which is odd....

I've been very pleased with Matt.

Now, may not apply to you with the recent lower quote from Liere but worth checking....

I was told by Liere that they do not work with every single insurance carrier, so that may be why they didn't know about Sage Sure. I had to go with another insurance agency to get coverage for my rental property because of this.

For sure and I understand they don't work with every carrier. But someone in that industry should know who sage sure is, imo

Edit to add: Just in general, the best service I've received by far was with Matt. Another example, we had auto & umbrella with Progressive through Goosehead. Well we got a letter from them saying they were dropping our umbrella because of inadequate home limits. Easy fix, just call Goosehead than email my home policy to Goosehead to update....crickets...call back. This time they tell me they can't beat that policy so I have to transfer over my home policy for them to do that which is complete BS. So I tell them to pound sand and transfer my auto and umbrella policy to Matt. He takes care of it in a few minutes.

He's also walked me through potential pros and cons of filing claims such as food spoilage after a power outage or when my wife was hit in a parking lot by a car that left more so than Liere or Progressive ever did. All I got from them was "we can send you the link to start a claim."