I was mowing the yard this morning as I saw my across the street neighbor back out of his driveway and into my new-to-me 2023 Navigator Reserve. Cracked the driver side headlight and bent/stretched/pushed in the front grille. The neighbor has Pure Insurance, which I've never heard of.

I plan on taking it to the stealership since it's not my dime, unless someone has a better recommendation for Houston/West Houston.

How much do you think it's going to cost?

Should I ask for diminished value on what is ostensibly cosmetic damage? If so, how much?

Pure insurance is top notch. I am curious how your experience is with them on the other side, but as a customer of theirs, I highly recommend them to anyone I know.

They are in the class with Chubb and fireman's insurance.

They don't just insure anyone and don't insure people to tend to hop month to month from company to company

Good to hear.

$4k

aggiepaintrain said:

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$4k

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4500

Won't matter the cost, Pure, as said above is a high end carrier. You'll be taken care of although it stinks getting your new car hit for sure.

Mas89 said:

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You park in the street directly across from the neighbors driveway?

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Nope. He attempted a 90-degree turn in reverse. He told me he was distracted by an oncoming car and didn't check his mirrors.