Guess the damage

2,168 Views | 19 Replies | Last: 6 days ago by BrazosDog02
P.H. Dexippus
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I was mowing the yard this morning as I saw my across the street neighbor back out of his driveway and into my new-to-me 2023 Navigator Reserve. Cracked the driver side headlight and bent/stretched/pushed in the front grille. The neighbor has Pure Insurance, which I've never heard of.

I plan on taking it to the stealership since it's not my dime, unless someone has a better recommendation for Houston/West Houston.

How much do you think it's going to cost?

Should I ask for diminished value on what is ostensibly cosmetic damage? If so, how much?



kyle field 94
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Pure insurance is top notch. I am curious how your experience is with them on the other side, but as a customer of theirs, I highly recommend them to anyone I know.

They are in the class with Chubb and fireman's insurance.

They don't just insure anyone and don't insure people to tend to hop month to month from company to company
P.H. Dexippus
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Good to hear.
Mas89
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You park in the street directly across from the neighbors driveway?
aggiepaintrain
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$4k
1agswitchin4lanes
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aggiepaintrain said:

$4k


4500
Choward4
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Won't matter the cost, Pure, as said above is a high end carrier. You'll be taken care of although it stinks getting your new car hit for sure.
P.H. Dexippus
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Mas89 said:

You park in the street directly across from the neighbors driveway?

Nope. He attempted a 90-degree turn in reverse. He told me he was distracted by an oncoming car and didn't check his mirrors.
P.H. Dexippus
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Supplemental estimate came in at $7,961.68
dodger02
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Good googly moogly.
P.H. Dexippus
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Yeah. Parts are mainly the bumper ($1000) and left headlamp ($1300). The labor appears largely tied to paint, including blending paint all the way back to the doors.
Complete Idiot
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Auto repair seems like some health care costs, just run amuck "let's see what they're willing to pay".

If slight damage like that costs nearly $8k to repair, our already high insurance rates will just continue to climb.
P.H. Dexippus
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Complete Idiot
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Absolutely insane.
ElephantRider
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Complete Idiot said:

Auto repair seems like some health care costs, just run amuck "let's see what they're willing to pay".

If slight damage like that costs nearly $8k to repair, our already high insurance rates will just continue to climb.

And then parts go up more because they can get it, then insurance goes up to account for that, etc., etc...
Matsui
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dang
BrazosDog02
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P.H. Dexippus said:





BOOM.

Have they approved it? If so, do it.

Why do they need to blend? Those look like hard lines. I'm tough on tailgates so I tend to buy them really cheap on Facebook marketplace and have them painted to match. I drop the new and old off at my paint guy, and he uses some device to match the paint, then he does some test samples and nails it. I just pick up the new gate, drop it on the truck and I'm on my way. I've never seen any difference in the metal flake paint at any time or angle that would lead me to think blending was needed. When do they blend here and why?
Buck Compton
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You need a completely new radiator shutter for that? Damn.
P.H. Dexippus
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I'm not sure why it would need to be blended, but as long as it turns out good, I won't quibble. Pure approved it in less than 24hrs. I have been impressed with their service thus far.
BrazosDog02
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That's fantastic. As it should be.
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